I find settling time for a 10/90 is a bit subjective,
if the upper layer is clear and you can see on globules on the side then it's not likely to drop much if any more over time,
but if you have a cloudy upper layer it can take a few hours before a true reading can be taken.
I normally leave it for around 30min before doing any calculations, and if it's still cloudy add a little more catalyst to compensate.