Biopowered - vegetable oil and biodiesel forum
General => Wiki and forum discussion => Topic started by: Tony on March 22, 2013, 10:14:35 AM
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We've been approached by a car insurance company offering a discount (5-10% plus free non-fault legal cover) for members running on veg/bio, in return for a section of the forum that they can communicate offers and converse with members.
The initial admin reaction is to reject this, as it goes against our strict policy of keeping this site non-commercial. But on the other hand, the point of the site is to benefit the members, so we don't want to dismiss it out-of-hand without member's input.
Of course you could argue what a club discounted policy actually means, and whether this is just a mechanism for getting calls to quote for car insurance.
The company in question are quite well known for having a relationship with other car forums offering this kind of setup.
So what do you think?
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If one of use sees a bargain or a particular item going cheap we tend to notify the group, is the chance of cheaper insurance any different?
If they can't beat members quotes they'll not get any business, simples.
I say try it and see.
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In my experience, every insurance company says they're the cheapest, but, by definition, all but one of them are lying.
Last time i dealt with Adrian Flux they came out with the same talk, i got a quote, and then a better quote elsewhere.
They all say they will beat any competitor - to be honest, im not much interested in that - id rather they just gave me an honest quote to begin with.
In short, i think they are all as crooked as the crooks they claim are increasing the premiums every year.
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Do I really trust an insurance company to give me a genuine discount just because I use biofuel? NO!
Do I think they are after a bit of free advertising? YES
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I cant see it doing any harm, if after a dozen or so members have tried them you can make a decision as to whether they stay based on members quotes.
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The problems come if someone has a problem with them and they can't speak out about it because they're an advertiser on this site.
Providing we are able to openly critisise them should we want to without any repercussions to ourselves or the forum then it can't be a bad thing surely?
Given how many clubs/forums I'm a member of they really ought to start paying me. ;)
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Speaking as someone who looks after a very large classic car forum I would say stay away from it.
Handing a section of your forum to a business is fraught with problems
try if at all possible to remain independent of ANY business
...then you owe nobody nothing
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Speaking as someone who looks after a very large classic car forum I would say stay away from it.
Handing a section of your forum to a business is fraught with problems
try if at all possible to remain independent of ANY business
...then you owe nobody nothing
Already been a lot of admin discussion on this, Pete. If we go with it at all, it will be on our terms, in our format, and wholly under our control.
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Well after reading the above I'm feeling it's not for us.
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Well after reading the above I'm feeling it's not for us.
I have to agree with you there Tony.
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My view.
Julianf and Keef have put forward sone valid comments which I agree with...
Stear clear.
Nige
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Well after reading the above I'm feeling it's not for us.
Who is the company Tony, perhaps members have already some experience of them.
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My bet is....
http://www.biopowered.co.uk/forum/index.php/topic,1081.0.html
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I've thought about this since last night and if peeps do decide it's a good idea it shouldn't have it's own forum section for them to advertise, just a sticky post with who to contact for a quote.
Personally I don't trust insurance companies and say no, but i'm happy to go with the majority.
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Pretty much what I said when they registered. Its not like no one has heard of them, anyone with any interest in vehicles knows their name.
Iv'e never had a quote cheaper than my local broker anyhow, and he doesn't keep me on the phone for half an hour asking daft questions.
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I was on a forum and Adrian flux approach in the same way.
But when he couldn't offer cheaper insurance he disappeared and never answered any questions.
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They have policies for certain vehicles and activities that are cheaper than your bog standard car cover. Lots of import 4x4 owners get cheaper insurance with them, specially if the trucks have mods.
These policies are not meant for normal drivers and have certain conditions, ie low annual mileage, belonging to an owners club, not having had more than 1 accident in the past, you earn no no claims with these policies nor do you get cover if you use another car etc....
Unfortunately they could not find my truck on their data base, even though its had 6 (yes six) previous UK owners on the V5 since 2004 and Euro car parts site recognises my reg........
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Having considered this further, I think it might cause more problems than it will solve despite being a long standing customer of the aforementioned company.
Thumbs down from me.
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I see no real benefit from this, yes one maybe two members will find it's a good policy for them,
however if they did a quick search and joined the right club they could still get the same deal.
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Thanks for the input guys. You've cemented our opinion in favour of turning them down.
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from what i see nowadays most change companies every year to get cheaper quotes from sites like compare the meer kat . com .
keeping the same company year after year seems to get very expensive.
@ greasemonkey, i too use a local company which i think arnt in search engines compare sites they are called CALEB ROBERTS if you dont use these give them a try for a quote, they have 3 offices and i think 1 by you... they come out cheaper.
even got a learner driver on my policy...
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I used to use Caleb Roberts. I had a constant battle to stop them stitching me up.
Now I use Rees and Co and Hereford. Not that they are really local brokers, but the guy who works there is local to me, and I know him.